Investments and Business

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A Guide to Fixed and Variable Business Costs

Every business, no matter its scale or field, faces a broad spectrum of operational expenses each day. Effectively handling these costs depends on recognizing how they shift as a company’s production levels rise or fall. For this reason, expenses are typically categorized into fixed costs and variable costs, a distinction that plays a crucial role in financial planning, pricing decisions, and budget development.Clarifying Fixed CostsFixed costs refer to those expenses that remain constant over a given period, regardless of the business's level of production or sales volume. These costs are incurred even if a business produces no goods or services…
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How Entrepreneurs Can Thrive in the Bioeconomy

The shift towards a more sustainable world has accelerated the growth of the bioeconomy, a sector focused on the use of renewable biological resources to produce food, materials, energy, and other goods and services. For entrepreneurs, the bioeconomy offers disruptive opportunities to build profitable ventures while addressing urgent global challenges such as climate change, resource scarcity, and food security.Exploring the Bioeconomy: Its Reach and InfluenceThe bioeconomy encompasses industries that sustainably exploit biological resources—plants, animals, microorganisms, and derived biomaterials. It spans diverse sectors including agriculture, forestry, fisheries, food manufacturing, biotechnology, bioenergy, and green chemistry. According to the Organization for Economic Cooperation…
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Financial Prudence: Business Savings for a Sustainable Future

Every organization, from an emerging startup to a global corporation, needs to thoughtfully evaluate how it manages its finances. A central pillar of any company’s financial strategy is business saving. In contrast to personal saving, business saving involves intentionally setting aside a share of net profits or cash flow, reserving it for uses beyond immediate spending or reinvestment. These savings can take the form of cash buffers, short-term investment vehicles, long-term capital funds, or other types of retained earnings.Strong business saving practices provide companies with a crucial financial safety net, enabling them to stay agile when markets shift unexpectedly. Such…
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BBVA México 2025: utilidades históricas, crédito creciente y mora contenida

En un 2025 marcado por la normalización del ciclo de tasas y un crecimiento económico más selectivo por sectores, la banca mexicana volvió a apoyarse en su negocio más básico: prestar, captar y cobrar por transaccionar. En ese tablero, BBVA México -uno de los bancos más grandes y reconocidos del país- cerró enero-septiembre de 2025 con un balance que combina rentabilidad alta, expansión del crédito y calidad de cartera estable, según sus reportes trimestrales.Las cifras que definen el año (hasta septiembre)El banco reportó que, en los primeros nueve meses de 2025, su utilidad neta ascendió a 74,213 millones de pesos,…
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Finance Leadership in India: ISEEN’s New Global MBA

A new European-standard 60‑ECTS MBA delivers hands-on, executive-oriented training for Indian professionals aiming for international reach, enhanced digital competitiveness, and more effective decision-making in real-world business settings.The European Institute of BusinessEconomics (ISEEN), a European business school focused on delivering online instruction to executives, entrepreneurs and working professionals, has unveiled its Global Master of Business Administration (MBA) in English, offered entirely online and crafted to serve the demands of finance and business specialists employed in mid-sized and large companies across India.With India’s corporate sector accelerating digitalization and navigating complex market dynamics, ISEEN’s new MBA is positioned as a strategic learning pathway…
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Launching ISEEN’s Global MBA for India’s Business & Finance Elite

Launching ISEEN’s Global MBA for India’s Business & Finance Elite

The new 60-ECTS European-standard MBA offers hands-on, executive-oriented preparation for Indian professionals aiming for global reach, enhanced digital capabilities, and more confident decision-making in real business settings.The European Institute of Economics and Business (ISEEN), a European business school specialized in online training for executives, entrepreneurs and professionals, has announced the launch of its Global Master of Business Administration (MBA) in English, delivered fully online and designed to meet the needs of finance and business professionals working in mid-sized and large companies across India.As India’s corporate landscape intensifies its digital transformation and contends with intricate market forces, ISEEN’s new MBA emerges…
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